What Is Compulsory Earthquake Insurance (Dask)?

Compulsory Earthquake Insurance, DASK, DASK, Türkiye within the boundaries of earthquakes and earthquakes that may occur as a result of fire, explosion, tsunami and ground shift is an compulsory insurance type.

After the 1999 Marmara earthquake, this insurance system, which entered into force in 2000, is carried out by the Natural Disaster Insurance Institution (DASK).

What does DASK cover?

Compulsory Earthquake Insurance covers:
✅ Structural damage caused by earthquakes and fundamental damages caused by earthquakes and fundamental damage caused by earthquakes
✅ complementary parts of the building: Staircase, elevator, corridor, roofs, chimneys, etc.

What does DASK not cover?

❌ Items (Furniture, Electronics, White Goods, etc.)

Why is it compulsory to have a DASK?

  • It is a mandatory insurance by law.
  • DASK policy is requested during the deed transfer, housing sales or water-electric subscription procedures.
  • It is necessary to receive compensation for damage after earthquake.
  • It is affordable because the state is supported.
  • Protects the owner of the housing from material destruction. 

Who should be done?

  • Anyone who owns a house with title deed
  • All residential owners, regardless of the apartment or detached house,
  • Floor Easement or Flats Ownership
  • Housing owners allocated by the state

How long does DASK apply?
1 year is valid. It must be renewed every year.
When the policy time expires, the insurance protection ends.

Conclusion Streetstrong>
Mandatory earthquake insurance in the earthquake zone is of great importance for both individual and social responsibility. This insurance, which is costly, protects you from great financial losses in a possible disaster and secures your house.

Don't forget to renew your DASK policy once a year!